Privacy Policy – Howdi

Last updated: February 2026

Howdi ("we," "our," or "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use the Howdi mobile application, web application, and related services ("Services").

Information You Provide

We may collect information you provide directly to us, including:

• • Email address and account registration details
• • Horse profiles, competition results, notes, and schedules
• • Photos, videos, and documents uploaded by users
• • Financial records entered by users (expenses, earnings, entry fees)
• • Communications sent to us for support

When you use our Services, we may collect:

• • Device and app usage information (app interactions, crash logs, performance data)
• • Basic device identifiers necessary to operate the app
• • Log data required for security and functionality

We use your information to:

• ✓Provide and operate the Howdi Services
• ✓Store and display user-entered data
• ✓Process subscriptions and manage billing across web and mobile platforms
• ✓Improve app features and performance
• ✓Respond to support requests and communications
• ✓Maintain security and prevent misuse
• ✓Comply with legal obligations

We may share limited information with trusted third-party providers to process payments and manage subscriptions, including:

• • Stripe – for secure payment processing on our web application
• • Apple App Store – for in-app purchases made on iOS devices
• • Google Play Store – for in-app purchases made on Android devices
• • RevenueCat – for subscription management and validation across platforms

These providers process payments securely in accordance with their own privacy policies. Howdi does not store full credit card details on our servers. We only share the minimum information necessary to process payments and validate subscriptions.

We do not sell your personal information.

We may share limited information only with trusted service providers necessary to operate the Services (such as hosting, analytics, payment processing, and subscription management). These providers are permitted to use the information only to provide services on our behalf.

We may also disclose information if required by law or to protect our legal rights.

We take reasonable administrative, technical, and physical measures to protect your information. While no system can be guaranteed 100% secure, we work to safeguard your data against unauthorized access, alteration, disclosure, or destruction.

We retain your data while your account is active. If you delete your account, we will delete or anonymize your personal information within a reasonable time, except where retention is required for legal, security, or operational purposes.

You may:

• Access your account information
• Update or correct inaccuracies
• Request deletion of your account and associated data
• Export your data (where available)
• Opt out of non-essential communications

You may delete your account directly within the app settings (Profile → Delete Account) or contact us at:
📧 howditheapp@gmail.com

Howdi is not intended for children under 13. We do not knowingly collect personal information from children. If you believe a child has provided information, please contact us so we can remove it.

We may update this Privacy Policy from time to time. Updates will be posted with a revised "Last updated" date. Continued use of the Services after changes indicates acceptance of the updated policy.

If you have questions about this Privacy Policy or our data practices, contact:
📧 howditheapp@gmail.com

By using Howdi, you acknowledge that you have read and understood this Privacy Policy.